Bank of India Credit Risk Fund
Credit Risk · Direct Growth Very High Risk
₹14.9439
NAV on 28-Oct-2026
Showing the Direct plan. The Regular plan you picked has the same portfolio but a higher expense ratio, so its NAV and returns are lower.
Fund size (AUM)
₹74 Cr
Expense ratio
0.61%
Since inception (CAGR)
+3.48%
Minimum SIP · lump sum
₹1,000 · ₹5,000
Returns
absolute up to 1Y, annualised beyond| 1M | 3M | 6M | 1Y | 3Y | 5Y | 10Y | |
|---|---|---|---|---|---|---|---|
| This fund | +0.27% | +1.31% | +8.37% | +16.95% | +9.98% | +27.80% | +2.37% |
| Category average | — | +0.77% | +3.26% | +7.46% | +9.21% | +9.85% | — |
About
| Fund house | Bank of India Mutual Fund |
| Fund managers | Alok Singh |
| Benchmark | CRISIL Credit Risk Debt B-II Index |
| Launched | 27-Feb-2015 |
| ISIN | INF761K01DG8 |
| Exit load | Exit Load for units in excess of 10% of the investment,1% will be charged for redemption within 1 Year. |
Risk
| Standard deviation | 4.11 |
| Sharpe ratio | 0.99 |
| Sortino ratio | 11.44 |
| Alpha | — |
| Beta | — |
Top holdings
12 in total| Holding | Sector | Value | % of fund |
|---|---|---|---|
| Repo | Unspecified | ₹17 Cr | 22.29% |
| NIRMA LIMITED SR VII TR C 8.50 NCD 07AP27 FVRS1LAC | Consumer Staples | ₹8 Cr | 10.78% |
| CENTURY TEXTILES AND INDUSTRIES LIMITED 8.35 NCD 30AG27 FVRS1LAC | Materials | ₹7 Cr | 9.43% |
| 360 ONE PRIME LIMITED 9.40 NCD 04MR27 FVRS1LAC | Financial | ₹7 Cr | 9.32% |
| AADHAR HOUSING FINANCE LIMITED 8.65 NCD 21AG27 FVRS1LAC | Financial | ₹7 Cr | 9.19% |
| MANAPPURAM FINANCE LIMITED 8.60 NCD 24MR28 FVRS1LAC | Financial | ₹6 Cr | 8.70% |
| VEDANTA LIMITED SR II 9.45 NCD 05JU28 FVRS1LAC | Materials | ₹5 Cr | 6.80% |
| RASHTRIYA CHEMICALS AND FERTILIZERS LIMITED SR I 7.99 BD 07AG27 FVRS1LAC | Materials | ₹5 Cr | 6.73% |
| JSW STEEL LIMITED 8.39 NCD 13MY27 FVRS1LAC | Materials | ₹5 Cr | 6.71% |
| NUVOCO VISTAS CORPORATION LIMITED 7.7 NCD 18SP28 FVRS1LAC | Materials | ₹5 Cr | 6.66% |
| Net Receivables | Unspecified | ₹2 Cr | 2.72% |
| Others Class A2 AIF | Unspecified | ₹0 Cr | 0.67% |
Fetched 29 Oct, 17:40 IST. Past returns don't predict future returns. Source: Indian Stock API.