Bank of India Liquid Fund
Liquid · Direct Growth Very High Risk
₹3,294.8642
NAV on 28-Oct-2026
Showing the Direct plan. The Regular plan you picked has the same portfolio but a higher expense ratio, so its NAV and returns are lower.
Fund size (AUM)
₹1,874 Cr
Expense ratio
0.09%
Since inception (CAGR)
+6.82%
Minimum SIP · lump sum
₹1,000 · ₹5,000
Returns
absolute up to 1Y, annualised beyond| 1M | 3M | 6M | 1Y | 3Y | 5Y | 10Y | |
|---|---|---|---|---|---|---|---|
| This fund | +0.46% | +1.52% | +3.19% | +6.47% | +6.92% | +6.44% | +6.10% |
| Category average | — | +1.47% | +3.07% | +6.31% | +6.80% | +6.32% | — |
About
| Fund house | Bank of India Mutual Fund |
| Fund managers | Piyush Baranwal |
| Benchmark | CRISIL Liquid Debt A-I Index |
| Launched | 01-Jan-2013 |
| ISIN | INF761K01785 |
| Exit load | Exit load of 0.0070% if redeemed within 1 day, 0.0065% if redeemed within 2 days, 0.0060% if redeemed within 3 days, 0.0055% if redeemed within 4 days, 0.0050% if redeemed within 5 days, 0.0045% if redeemed within 6 days. |
Risk
| Standard deviation | 0.20 |
| Sharpe ratio | 5.52 |
| Sortino ratio | 12.78 |
| Alpha | — |
| Beta | — |
Top holdings
45 in total| Holding | Sector | Value | % of fund |
|---|---|---|---|
| NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT CD 10NOV26 | Financial | ₹149 Cr | 7.95% |
| SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA CD 10NOV26 | Financial | ₹99 Cr | 5.30% |
| AXIS BANK LIMITED CD 16DEC26 | Financial | ₹99 Cr | 5.27% |
| GOVERNMENT OF INDIA 37846 091 DAYS TBILL 19NV26 FV RS 100 | Financial | ₹74 Cr | 3.97% |
| GOVERNMENT OF INDIA 36735 364 DAYS TBILL 26NV26 FV RS 100 | Financial | ₹74 Cr | 3.97% |
| Canara Bank (30/11/2026) ** # | Financial | ₹74 Cr | 3.96% |
| ADITYA BIRLA HOUSING FINANCE LIMITED 90D CP 23NOV26 | Financial | ₹74 Cr | 3.96% |
| INDIAN BANK CD 15DEC26 | Financial | ₹74 Cr | 3.95% |
| HDFC BANK LIMITED CD 19NOV26 | Financial | ₹69 Cr | 3.70% |
| GOVERNMENT OF INDIA 36790 364 DAYS TBILL 03DC26 FV RS 100 | Financial | ₹64 Cr | 3.44% |
| GOVERNMENT OF INDIA 37861 091 DAYS TBILL 27NV26 FV RS 100 | Financial | ₹50 Cr | 2.65% |
| SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA CD 06NOV26 | Financial | ₹50 Cr | 2.65% |
| BANK OF BARODA CD 06NOV26 | Financial | ₹50 Cr | 2.65% |
| ICICI HOME FINANCE COMPANY LIMITED 91D CP 17NOV26 | Financial | ₹50 Cr | 2.65% |
| ICICI SECURITIES LIMITED 182D CP 13NOV26 | Financial | ₹50 Cr | 2.65% |
| REDINGTON LIMITED 91D CP 13NOV26 | Technology | ₹50 Cr | 2.65% |
| AXIS SECURITIES LIMITED 91D CP 04NOV26 | Unspecified | ₹50 Cr | 2.65% |
| BAJAJ FINANCE LIMITED 365D CP 04NOV26 | Financial | ₹50 Cr | 2.65% |
| 91 DAYS TBILL RED 10-12-2026 | Financial | ₹49 Cr | 2.64% |
| RELIANCE RETAIL VENTURES CP RED 11-12-26** | Diversified | ₹49 Cr | 2.64% |
Fetched 29 Oct, 17:36 IST. Past returns don't predict future returns. Source: Indian Stock API.