Franklin India Banking & PSU Debt Fund
Banking and PSU · Direct Growth Very High Risk
₹25.2896
NAV on 28-Oct-2026
Fund size (AUM)
₹565 Cr
Expense ratio
0.23%
Since inception (CAGR)
+7.69%
Minimum SIP · lump sum
₹500 · ₹5,000
Returns
absolute up to 1Y, annualised beyond| 1M | 3M | 6M | 1Y | 3Y | 5Y | 10Y | |
|---|---|---|---|---|---|---|---|
| This fund | -0.03% | +0.64% | +2.58% | +5.31% | +7.28% | +6.39% | +7.16% |
| Category average | — | +0.19% | +2.03% | +3.91% | +6.83% | +6.06% | — |
About
| Fund house | Franklin Templeton Mutual Fund |
| Fund managers | Sachin Padwal-Desai, Umesh Sharma |
| Benchmark | Nifty Banking & PSU Debt Index A-II |
| Launched | 25-Apr-2014 |
| ISIN | INF090I01KR8 |
| Exit load | — |
Risk
| Standard deviation | 1.08 |
| Sharpe ratio | 1.48 |
| Sortino ratio | 2.17 |
| Alpha | — |
| Beta | — |
Top holdings
41 in total| Holding | Sector | Value | % of fund |
|---|---|---|---|
| Cash Margin | Unspecified | ₹90 Cr | 15.92% |
| Cash/Net Current Assets | Unspecified | ₹33 Cr | 5.83% |
| INDIA INFRASTRUCTURE FINANCE COMPANY LIMITED 7.56 NCD 20MR28 FVRS1LAC | Industrials | ₹31 Cr | 5.55% |
| STATE DEVELOPMENT LOAN 37162 MH 04MR47 7.66 FV RS 100 | Unspecified | ₹30 Cr | 5.37% |
| AXIS BANK LIMITED SR 5 7.65 NCD 30JN27 FVRS10LAC | Financial | ₹26 Cr | 4.65% |
| MAHINDRA AND MAHINDRA FINANCIAL SERVICES LIMITED SR AC2026 RR NCD 18MY29 FVRS1LAC | Financial | ₹26 Cr | 4.54% |
| NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 25A 7.70 BD 30SP27 FVRS1LAC | Financial | ₹25 Cr | 4.42% |
| HDFC BANK LIMITED CD 19NOV26 | Financial | ₹25 Cr | 4.38% |
| INDIAN BANK CD 04DEC26 | Financial | ₹25 Cr | 4.37% |
| BANK OF BARODA CD 06JAN27 | Financial | ₹25 Cr | 4.34% |
| KOTAK MAHINDRA BANK LIMITED CD 08JAN27 | Financial | ₹25 Cr | 4.34% |
| ICICI BANK LIMITED CD 27JAN27 | Financial | ₹24 Cr | 4.33% |
| PUNJAB NATIONAL BANK CD 10FEB27 | Financial | ₹24 Cr | 4.32% |
| SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA CD 11JUN27 | Financial | ₹24 Cr | 4.20% |
| REC LIMITED SR 253 7.38 BD 28FB29 FVRS1LAC | Financial | ₹24 Cr | 4.20% |
| REC LIMITED SR 239 BD 03NV34 FVRS1LAC | Financial | ₹21 Cr | 3.72% |
| POWER FINANCE CORPORATION LIMITED SR 246B 7.38 BD 15JN32 FVRS1LAC | Financial | ₹20 Cr | 3.62% |
| HDFC BANK LIMITED CD 22JAN27 | Financial | ₹20 Cr | 3.46% |
| NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT CD 22JAN27 | Financial | ₹20 Cr | 3.46% |
| Union Bank of India CD | Financial | ₹19 Cr | 3.43% |
Fetched 29 Oct, 17:42 IST. Past returns don't predict future returns. Source: Indian Stock API.