UTI Banking & PSU Debt Fund
Banking and PSU · Direct Growth Very High Risk
₹24.1367
NAV on 28-Oct-2026
Showing the Direct plan. The Regular plan you picked has the same portfolio but a higher expense ratio, so its NAV and returns are lower.
Fund size (AUM)
₹1,448 Cr
Expense ratio
0.24%
Since inception (CAGR)
+7.16%
Minimum SIP · lump sum
₹500 · ₹500
Returns
absolute up to 1Y, annualised beyond| 1M | 3M | 6M | 1Y | 3Y | 5Y | 10Y | |
|---|---|---|---|---|---|---|---|
| This fund | +0.29% | +1.37% | +3.11% | +5.71% | +7.45% | +7.77% | +6.46% |
| Category average | — | +0.19% | +2.03% | +3.91% | +6.83% | +6.06% | — |
About
| Fund house | UTI Mutual Fund |
| Fund managers | Sudhir Agrawal |
| Benchmark | Nifty Banking & PSU Debt Index A-II |
| Launched | 03-Feb-2014 |
| ISIN | INF789F015Z6 |
| Exit load | — |
Risk
| Standard deviation | 0.97 |
| Sharpe ratio | 1.64 |
| Sortino ratio | 2.91 |
| Alpha | — |
| Beta | — |
Top holdings
44 in total| Holding | Sector | Value | % of fund |
|---|---|---|---|
| CANARA BANK CD 28JAN27 | Financial | ₹113 Cr | 7.77% |
| UNION BANK OF INDIA CD 19JAN27 | Financial | ₹98 Cr | 6.77% |
| ICICI BANK LIMITED CD 25MAR27 | Financial | ₹73 Cr | 5.02% |
| NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 24E 7.80 BD 15MR27 FVRS1LAC | Financial | ₹55 Cr | 3.80% |
| AXIS BANK LIMITED SR 5 7.65 NCD 30JN27 FVRS10LAC | Financial | ₹55 Cr | 3.80% |
| GOVERNMENT OF INDIA 31719 GOI 20JU27 7.38 FV RS 100 | Entities | ₹50 Cr | 3.48% |
| Tamilnadu State SDL 7.61 15/02/2027 | Unspecified | ₹50 Cr | 3.47% |
| AXIS BANK LIMITED CD 13JAN27 | Financial | ₹49 Cr | 3.39% |
| HDFC BANK LIMITED CD 22JAN27 | Financial | ₹49 Cr | 3.38% |
| NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT CD 22JAN27 | Financial | ₹49 Cr | 3.38% |
| SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA CD 29JAN27 | Financial | ₹49 Cr | 3.38% |
| POONAWALLA FINCORP LIMITED 365D CP 28JAN27 | Financial | ₹49 Cr | 3.37% |
| SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA CD 26FEB27 | Financial | ₹49 Cr | 3.36% |
| INDIAN BANK CD 12JAN27 | Financial | ₹44 Cr | 3.05% |
| ADITYA BIRLA HOUSING FINANCE LIMITED SR K2 7.8989 NCD 08JU27 FVRS1LAC | Financial | ₹40 Cr | 2.76% |
| Net Current Assets | Unspecified | ₹36 Cr | 2.50% |
| Indian Railway Finance Corporation Ltd SR-118 Bonds 7.83 21/03/2027 | Financial | ₹30 Cr | 2.08% |
| Karnataka State SDL 7.86 15/03/2027 | Unspecified | ₹25 Cr | 1.74% |
| BHARTI TELECOM LIMITED SR XIX 8.65 NCD 05NV27 FVRS1LAC | Technology | ₹25 Cr | 1.73% |
| ADITYA BIRLA HOUSING FINANCE LIMITED SR K1 8.20 NCD 26FB27 FVRS1LAC | Financial | ₹25 Cr | 1.73% |
Fetched 29 Oct, 17:40 IST. Past returns don't predict future returns. Source: Indian Stock API.