Union Retirement Fund
Flexi Cap · Direct Growth Very High Risk
₹16.3700
NAV on 28-Oct-2026
Showing the Direct plan. The Regular plan you picked has the same portfolio but a higher expense ratio, so its NAV and returns are lower.
Fund size (AUM)
₹207 Cr
Expense ratio
1.36%
Since inception (CAGR)
+12.77%
Minimum SIP · lump sum
₹500 · ₹1,000
Returns
absolute up to 1Y, annualised beyond| 1M | 3M | 6M | 1Y | 3Y | 5Y | 10Y | |
|---|---|---|---|---|---|---|---|
| This fund | -2.73% | -5.27% | -1.68% | -2.73% | +12.05% | — | — |
| Category average | — | -5.47% | -3.08% | -6.22% | +10.64% | +9.07% | — |
About
| Fund house | Union Mutual Fund |
| Fund managers | Vinay Paharia |
| Benchmark | BSE 500 Total Return Index |
| Launched | 22-Sep-2022 |
| ISIN | INF582M01IK5 |
| Exit load | — |
Risk
| Standard deviation | 14.59 |
| Sharpe ratio | 0.47 |
| Sortino ratio | 0.60 |
| Alpha | 2.88 |
| Beta | 0.91 |
Top holdings
82 in total| Holding | Sector | Value | % of fund |
|---|---|---|---|
| ICICI Bank Ltd | Financial | ₹12 Cr | 5.76% |
| HDFC Bank Ltd | Financial | ₹9 Cr | 4.29% |
| Multi Commodity Exchange Of India Ltd | Financial | ₹6 Cr | 2.72% |
| Solar Industries India Ltd | Materials | ₹5 Cr | 2.53% |
| Repo | Unspecified | ₹5 Cr | 2.35% |
| Zomato Ltd | Technology | ₹4 Cr | 2.17% |
| Reliance Industries Ltd | Energy & Utilities | ₹4 Cr | 2.10% |
| Axis Bank Ltd | Financial | ₹4 Cr | 2.08% |
| Navin Fluorine International Ltd | Materials | ₹4 Cr | 2.00% |
| S.J.S Enterprises Ltd | Consumer Discretionary | ₹4 Cr | 1.97% |
| Azad Engineering Ltd. | Industrials | ₹4 Cr | 1.87% |
| Tata Consumer Products Ltd | Consumer Staples | ₹4 Cr | 1.84% |
| GE T&D India Ltd | Industrials | ₹4 Cr | 1.83% |
| NTPC Ltd | Energy & Utilities | ₹4 Cr | 1.80% |
| State Bank of India | Financial | ₹4 Cr | 1.77% |
| Karur Vysya Bank Ltd | Financial | ₹4 Cr | 1.72% |
| CarTrade Tech Ltd | Consumer Discretionary | ₹3 Cr | 1.61% |
| Dixon Technologies (India) Ltd | Consumer Discretionary | ₹3 Cr | 1.59% |
| Titan Company Ltd | Consumer Discretionary | ₹3 Cr | 1.55% |
| Kirloskar Oil Engines Ltd | Industrials | ₹3 Cr | 1.53% |
Fetched 29 Oct, 16:12 IST. Past returns don't predict future returns. Source: Indian Stock API.